7 Underwriter Resume Examples & Writing Guide

7 underwriter resume samples and tips to help you land the job. See real examples of winning resumes in this role. Get step-by-step guidance on crafting each resume section: Summary, Experience, Education, and Skills. Learn what details to include and how to make your achievements stand out. Includes a complete underwriter resume template you can copy and adapt.

An underwriter resume is an important tool for getting hired. It shows off skills and experience to possible employers. But writing a good underwriter resume can be hard. Using the right format and words makes a big difference.

This article provides 7 underwriter resume examples. They show what a winning resume looks like. It also explains how to write each section of the resume. The tips are easy to follow. They help create a resume that stands out.

A well-written resume increases the chance of landing interviews. It markets you effectively to underwriter job opportunities. The resume examples and advice help you make a great first impression. With some thought and effort, you can build a resume that gets you hired.

Your underwriter resume is a key part of your job search. Spend the time to get it right. Use this guide to strengthen your resume at every step. Soon you'll have a resume that opens doors to exciting underwriter positions.

Common Responsibilities Listed on Underwriter Resumes

  • Evaluating risk and determining insurability
  • Analyzing financial statements and credit reports
  • Assessing potential risks and exposures
  • Negotiating terms and conditions of insurance policies
  • Ensuring compliance with regulations and company guidelines
  • Reviewing and approving insurance applications
  • Determining appropriate premiums and coverage limits
  • Conducting due diligence and background checks
  • Monitoring and managing existing insurance policies
  • Maintaining accurate and detailed records and documentation

How to write a Resume Summary

The objective/summary section of your resume is a doorway to your professional life. Consider it as the initial handshake that could set the tone of your entire profile. The summary is a brief snippet of your qualifications, abilities, and career goals. Specifically for underwriters, it's considerate to highlight your skills and industry experience in your summary to showcase your expertise.

Craft a Tailored and Focused Summary

To begin with, do not create a generic summary that seems fit for any role. Instead, tailor-make it for the job of an underwriter. For instance, do not simply say "A professional with five years of experience." Instead, put forth "An underwriter with five years' unequivocal experience in managing risks and making strategic decisions." Each word should specifically demonstrate your suitability for the position of an underwriter.

Showcase Specific Skills

As an underwriter, the key skills typically required are analytical thinking, financial expertise, decision-making abilities, and knowledge of risk assessment. Use your summary to highlight these skills without using jargon thus maintaining simplicity and readability. Remember, saved time equals saved risk, and saved risk equals to more efficiency — which hiring managers immensely appreciate.

Highlight Achievements and Experience

Along with your skills, it's important to showcase relevant experience and/or achievements. By doing this, you can perceive it as a trailer of your career journey, giving a preview of the experiences and achievements to be looked forward in the next sections. Start with the most recent and significant ones. The goal here is to subtly boast about your accomplishments, but in a manner that sounds informative and not overly salesy.

Mention Your Career Objective

Finally, do not forget to mention your career objective. This does not need to be an extended paragraph, but rather a concise statement that outlines your professional goals and how you intend to contribute to the industry.

Remember, the summary/objective is not merely a placeholder; it holds the power to influence the hiring manager's perspective about your profile. Thus, it is worthy of the effort and attention to craft it well. Wield this tool effectively to pave a positive path for your career journey.

Strong Summaries

  • Detail-oriented Underwriter with over 10 years of experience assessing client risks and making comprehensive decisions to provide optimal insurance coverage. Excellent analytical and negotiation skills with a proven record of successful underwriting decisions.
  • Certified Underwriter with strong quantitative and financial forecasting skills specializing in Insurance undertaking. Skilled at analyzing complex data, evaluating risk factors, and making informed decisions on policy approvals and premium plans.
  • Dedicated Underwriter with 5 years of experience in commercial underwriting. Expertise in assessing the eligibility of corporate insurance based on calculated risks. Known for detailed reporting and consistent accuracy.
  • Proactive Underwriter with a decade's worth of experience working in a fast-paced insurance environment. Adept at analyzing insurance applications and determining coverage. Prized for effective communication and excellent customer service.
  • Skilled and knowledgeable Underwriter proficient in residential mortgage underwriting. Strong track record of accurately determining loan risk levels based on in-depth evaluation of applicants' financial data and documentation.

Why these are strong?

These examples are declared as good practice because they clearly highlight the candidates' main strengths and skills needed as an Underwriter. They are specific, touching on areas such as experience, skillsets, areas of expertise, and key achievements. The usage of action verbs such as 'assessing', 'making', 'analyzing', 'evaluating' and 'determining' provides a proactive image of the candidate. Furthermore, the levels of experience provide potential employers with insight into the candidates' ability to handle responsibilities.

Weak Summaries

  • I love to take risks, and you can't have insurance without risk!
  • I'm just looking for a steady job to pay the bills.
  • I don't have much experience in financial underwriting but I’m a keen learner.
  • I've never really liked math, but I'm good with people.
  • I am tired of my current role and I am looking to switch industries.

Why these are weak?

These examples illustrate bad practice because they either demonstrate a lack of understanding and experience, inappropriate attitudes towards roles in underwriting, or a lack of commitment to the job. Firstly, an underwriter must emphasise responsibility in risk evaluation rather than a love of taking risks. Secondly, underwriters need to show a certain level of dedication, expertise, and passion for their job, not simply viewing it as a means to 'pay the bills'. A statement admitting a disinterest or dislike towards a foundational aspect of the profession, such as math, is not advisable. Finally, expressing weariness about a current role or a casual directive towards job switching can reflect poorly on the applicant's professional stability and dedication.

Showcase your Work Experience

Ah, the work experience section – a vital cornerstone of any resume. While your qualifications tell recruiters what you know, your work experience gives them context on how you have applied that knowledge in real-world situations.

As an Underwriter, you no doubt understand the value of thoroughness and documentary proof when considering a proposal. The same principles apply when writing your resume. Here's how to make your work experience section as clear and convincing as a well-substantiated application for insurance.

Interpret Your Experience

Firstly, remember that you're not just listing your job descriptions - you're translating your professional story into narrative form. Focus on what you achieved and learned at each job, rather than just the tasks you carried out. For example, if you've developed a strong attention to detail through risk assessment, let it shine through by meticulous reporting of your professional growth.

Highlight Relevant Experience

The underwriting field can branch into several sectors like life or health insurance, property and casualty, or commercial lines. Do well to highlight the experience that resonates with the specific underwriting job you are eyeing. Recruiters would favor candidates that have had direct experience with similar roles, products, or policies they handle.

Expert Tip

Quantify your achievements and impact using concrete numbers, metrics, and percentages to demonstrate the value you brought to your previous roles.

Demonstrate Your Skills

Surely you've honed specific skills essential for your job as an Underwriter like risk management and analytical ability. Use bullet points to not only mention these skills, but also demonstrate how you've used them in your job. Short, specific statements can help effectively convey this message.

Quantify Your Achievements

Quantifiable data can give recruiters a clearer picture of your capabilities. How many insurance applications did you assess per week? By what percentage did you help reduce risk or increase profitability? Such metrics offer tangible proof of your success and set a clear benchmark for your abilities.

Tailor Your Language

Lastly, presentation is just as important as content. Craft your resume with the same precision you apply to risk assessment, with thoughtful language that aligns with the company culture and jargon. Balance this with language that is universally understood by recruiters to keep your resume as accessible as possible.

Remember, there are no one-size-fits-all templates for success. Like each underwriting case, treat each application as unique, adjusting your resume to meet the demands of the role and the needs of the company. With this keen attention to detail, your Work Experience will be sure to demonstrate not just what you've done, but what you can bring to your future company as a seasoned Underwriter. After all, past experience is one of the best predictors of future performance. We trust you've mastered that principle well in your insurance career, so why not apply it to your job hunt too? From seasoned professionals to newly-certified underwriters, a well-curated Work Experience section offers a chance to tell the professional story that data alone can't.

Done correctly, your resume then becomes a mirror that reflects your professional persona, capabilities and the value that you can bring to the table. It takes time, effort and a lot of fine-tuning but in the end, it is absolutely worth it.

Strong Experiences

  • Effectively evaluated financial risk factors and used underwriting software to formulate credible coverage plans for a diverse pool of clients
  • Managed and worked closely with a team of underwriters to assess risk factors and underwrite new policies that led to a 30% rise in revenue
  • Spearheaded a project to digitize the underwriting process, leveraging automation and AI and improving efficiency by 40%
  • Reduced regulatory issues by maintaining compliance with both the company’s guidelines and legal prerequisites during underwriting
  • Monitored market trends and proposed necessary changes in underwriting rules and processes to optimize business outcomes
  • Worked collaboratively with sales, legal, and financial teams to integrate and streamline underwriting processes, and drastically improved policy turnaround time

Why these are strong?

These examples are good as they clearly demonstrate the candidate's skills, impact, and successes as an Underwriter in previous roles. They provide tangible and measurable achievements giving employers a clearer picture of the candidate's capability. The bullets go beyond just stating the job task and delve into the results or the strategy behind the task giving further insight on the execution of job duties. It is always good practice to positively quantify achievements in a resume, as it demonstrates effectiveness and value.

Weak Experiences

  • - Did stuff with underwriting and clients.
  • - Got things done under tight deadlines.
  • - Worked on stuff.
  • - Did many underwriting things in my previous job.
  • - Responsible for some underwriting tasks.

Why these are weak?

The above examples are deemed as bad because they are vague, non-specific, and lack the necessary details that clearly illustrate the applicant's skills, responsibilities, and achievements. Using generic terms such as 'stuff' and 'things' doesn't provide a clear picture of the tasks carried out in the previous job. It's crucial to be specific and use concrete examples that show one's demonstrable experience when writing bullet points in a resume. They should also highlight measurable achievements where possible.

Skills, Keywords & ATS Tips

Let's dive into the heart of a standout resume: the skills section, particularly for the Underwriter profession. The skills you list on your resume can make or break your chances of getting the job. This is tied with two main types of skills, hard and soft ones, and an important program called ATS.

Hard & Soft Skills

Hard skills refer to those that are teachable. They're concrete, consisting of knowledge or abilities. For example, in underwriting, these may be risk assessment or data analysis. Knowledge about insurance policies and laws, and proficiency in industry-specific software, can also be included.

Soft skills, on another hand, are personal attributes, habits, and attitudes. They might not be as easy to measure, but they're just as crucial. Communication, problem-solving, attention to detail, and decision-making are some examples for underwriters.

It's important to find a balance between these two types in a resume. Hard skills show you have the professional capabilities for the role, while soft skills indicate that you'll be a good team player and can handle the pressures of the job effectively.

Keywords, ATS, & Skills

What are ATS? ATS stands for Applicant Tracking Systems. Employers usually use these to sort and vet applications, looking for the best fit. They often screen for keywords relevant to the specific job posting.

While tailoring the resume to the specific underwriting job, ensure the skills listed are a good match for the role. This should extend beyond just listing. It's crucial to highlight how these skills have been useful in practical scenarios where you excelled.

The essential step is identifying the keywords in the job description. If they're looking out for a "detail-oriented" underwriter with a knack for "quick decision-making", make sure you highlight these in your skills.

In conclusion, the importance of balance in hard & soft skills in an Underwriter's resume cannot be underestimated. But the increasingly essential step of matching these to the job posting keywords needs to be considered. This improves your chances of getting past ATS, landing your document in the hands of a human reviewer, and hopefully securing you that job interview.

Remember, the goal is always to show that you are the candidate who fits the job description, not just by having the skills, but by demonstrating an efficient use of them. Finally, make sure the resume has a simplified language clarity making it easy for employers and ATS to understand.

Top Hard & Soft Skills for Full Stack Developers

Hard Skills

  • Risk assessment
  • Financial analysis
  • Underwriting guidelines
  • Regulatory compliance
  • Insurance policies
  • Data analysis
  • Credit analysis
  • Loan underwriting
  • Policy interpretation
  • Underwriting software
  • Mortgage underwriting
  • Underwriting principles
  • Claims processing
  • Market trends analysis
  • Underwriting audits
  • Soft Skills

  • Attention to detail
  • Critical thinking
  • Problem-solving
  • Decision-making
  • Analytical skills
  • Communication
  • Time management
  • Adaptability
  • Teamwork
  • Customer service
  • Negotiation
  • Organization
  • Stress management
  • Ethical judgment
  • Interpersonal skills
  • Top Action Verbs

    Use action verbs to highlight achievements and responsibilities on your resume.

  • Assessed
  • Analyzed
  • Evaluated
  • Reviewed
  • Calculated
  • Determined
  • Verified
  • Assured
  • Approved
  • Processed
  • Investigated
  • Managed
  • Collaborated
  • Communicated
  • Negotiated
  • Interpreted
  • Documented
  • Resolved
  • Implemented
  • Audited
  • Complied
  • Advised
  • Monitored
  • Suggested
  • Conducted
  • Facilitated
  • Supported
  • Guided
  • Assisted
  • Developed
  • Presented
  • Informed
  • Coordinated
  • Maintained
  • Enhanced
  • Ensured
  • Education & Certifications

    Adding your education and certifications to your resume as an Underwriter can bolster your professional profile. To do this, create a dedicated section titled "Education" where you list your academic qualifications, starting with the highest degree. In a separate section named "Certifications," list your relevant certificates in underwriting or finance, ensuring to include the certification's name, the institution that issued it, and the date you achieved it. It's recommended to arrange these details in reverse chronological order, highlighting the most recent accomplishments at the top.

    Some of the most important certifications for Underwriters

    This certification covers the essential skills and knowledge needed for commercial underwriting.

    This certification is considered the gold standard for underwriting professionals.

    This certification focuses on personal insurance underwriting principles and practices.

    This certification covers the principles and practices of reinsurance underwriting.

    This certification provides a broad understanding of insurance principles and practices.

    Resume FAQs for Underwriters


    What is the ideal length for an underwriter resume?


    The ideal length for an underwriter resume is typically one page. However, if you have extensive experience or relevant certifications, it can be up to two pages.


    What is the best resume format for an underwriter position?


    The reverse-chronological format is generally recommended for underwriter resumes. This format highlights your work experience in reverse chronological order, with your most recent job listed first.


    How should I organize the sections on my underwriter resume?


    A typical underwriter resume should include sections like: Summary or Objective, Professional Experience, Relevant Skills, Certifications, and Education. The order may vary based on your experience level and the specific job requirements.


    Should I include references on my underwriter resume?


    It's generally not necessary to include references on your resume. Instead, you can simply state 'References available upon request' at the bottom of your resume.

    Underwriter Resume Example

    An Underwriter analyzes applicant information to assess risk and determine insurance policy approval. When writing an Underwriter resume: - Highlight analytical skills, detail orientation, and risk assessment experience. - Include relevant certifications, coursework, and knowledge of underwriting software. - Quantify accomplishments like reducing processing times or minimizing risk exposure. - Use a clear, well-organized format to showcase your qualifications.

    Monica Lawrence
    (566) 379-0205

    Highly analytical and detail-oriented Underwriter with a proven track record of accurately assessing risk and making sound decisions. Adept at collaborating with cross-functional teams to ensure comprehensive risk analysis and timely policy issuance. Committed to maintaining exceptional customer service and building strong relationships with clients and stakeholders.

    Work Experience
    Senior Underwriter
    06/2019 - Present
    Liberty Mutual Insurance
    • Managed a diverse portfolio of commercial property and casualty accounts, conducting thorough risk assessments and determining appropriate coverage terms.
    • Collaborated with actuarial and claims teams to develop and implement risk mitigation strategies, resulting in a 15% reduction in loss ratios.
    • Mentored and trained junior underwriters, fostering a culture of continuous learning and professional development.
    • Streamlined the policy issuance process by automating key workflows, reducing turnaround time by 25%.
    • Represented the company at industry conferences and events, building strong relationships with brokers and clients.
    03/2016 - 05/2019
    • Underwrote a variety of commercial lines, including property, liability, and workers' compensation.
    • Conducted in-depth analysis of financial statements, loss histories, and industry trends to assess risk and determine premiums.
    • Collaborated with brokers and agents to provide exceptional customer service and build strong relationships.
    • Developed expertise in underwriting specialized industries, such as construction and healthcare.
    • Participated in company-wide initiatives to improve operational efficiency and enhance the client experience.
    Associate Underwriter
    08/2014 - 02/2016
    Zurich Insurance Group
    • Assisted senior underwriters in evaluating risk and determining coverage for commercial property and casualty accounts.
    • Conducted research and analysis to support underwriting decisions and identify potential areas of risk.
    • Developed strong communication and interpersonal skills through regular interactions with clients, brokers, and internal stakeholders.
    • Participated in training and development programs to expand knowledge of underwriting best practices and industry trends.
    • Contributed to the development of new underwriting guidelines and procedures to improve risk assessment accuracy.
  • Risk assessment
  • Financial analysis
  • Policy issuance
  • Customer service
  • Relationship building
  • Commercial property underwriting
  • Commercial casualty underwriting
  • Workers' compensation underwriting
  • Actuarial collaboration
  • Claims management
  • Risk mitigation strategies
  • Mentoring and training
  • Process automation
  • Industry knowledge
  • Specialized underwriting expertise
  • Education
    Bachelor of Science in Finance
    08/2010 - 05/2014
    University of Pennsylvania, Philadelphia, PA
    Senior Underwriter Resume Example

    A Senior Underwriter plays a critical role in assessing risk and determining insurance coverage eligibility. When writing a resume for this position, highlight extensive experience in analyzing complex risks, thorough knowledge of underwriting policies and guidelines, and strong decision-making abilities. Emphasize technical proficiencies, educational qualifications, and use clear formatting to ensure your resume is easy to scan and comprehend.

    Lisa Robertson
    (882) 356-7095
    Senior Underwriter

    Highly accomplished Senior Underwriter with over 12 years of experience in risk assessment and policy development across various insurance domains. Proven track record of driving profitability through meticulous risk analysis, astute decision-making, and strong client relationships. Adept at mentoring and leading underwriting teams to deliver exceptional results in fast-paced environments.

    Work Experience
    Senior Underwriter
    01/2019 - Present
    Berkshire Hathaway Insurance Group
    • Spearhead underwriting initiatives for high-value commercial accounts, consistently achieving a 95% retention rate and 20% year-over-year growth.
    • Develop and implement innovative risk assessment strategies, resulting in a 15% reduction in loss ratios across the portfolio.
    • Collaborate with cross-functional teams to streamline underwriting processes, enhancing efficiency by 25% and improving customer satisfaction.
    • Mentor and guide a team of 8 junior underwriters, fostering a high-performance culture and driving professional development.
    • Represent the company at industry conferences and events, strengthening brand presence and establishing strategic partnerships.
    Underwriting Manager
    06/2015 - 12/2018
    Allstate Insurance Company
    • Managed a team of 15 underwriters, overseeing the underwriting process for multiple lines of insurance products.
    • Implemented a data-driven underwriting framework, leveraging advanced analytics to optimize risk selection and pricing, resulting in a 10% increase in profitability.
    • Developed comprehensive training programs for underwriting staff, enhancing technical expertise and boosting overall team performance by 30%.
    • Collaborated with actuarial and product development teams to launch innovative insurance solutions, capturing new market segments and generating $10M in annual revenue.
    • Led the successful integration of acquired underwriting portfolios, ensuring seamless transitions and minimizing operational disruptions.
    Senior Underwriter
    03/2012 - 05/2015
    Liberty Mutual Insurance
    • Underwrote complex property and casualty risks for mid-market and large commercial accounts, consistently meeting profitability targets.
    • Developed and maintained strong broker relationships, leveraging market insights to identify growth opportunities and expand the company's footprint.
    • Collaborated with reinsurance teams to structure optimal risk transfer solutions, mitigating exposure and protecting the company's balance sheet.
    • Conducted comprehensive risk assessments and site surveys, providing expert recommendations to clients on risk improvement strategies.
    • Mentored junior underwriters, providing guidance on technical underwriting skills and fostering a culture of continuous learning and development.
  • Commercial Lines Underwriting
  • Risk Assessment & Analysis
  • Policy Development & Administration
  • Portfolio Management
  • Reinsurance Placement
  • Data-Driven Decision Making
  • Advanced Analytics & Modeling
  • Team Leadership & Mentoring
  • Stakeholder Management
  • Broker & Client Relations
  • Negotiation & Conflict Resolution
  • Regulatory Compliance
  • Process Optimization & Automation
  • Business Development & Growth Strategies
  • Risk Engineering & Loss Control
  • Education
    Bachelor of Business Administration (BBA), Finance
    09/2006 - 05/2010
    University of Pennsylvania, Philadelphia, PA
    Loan Underwriter Resume Example

    A Loan Underwriter analyzes loan applications, verifies applicant data, assesses risk, and approves or denies loans based on lending criteria. Essential skills include financial analysis, attention to detail, and familiarity with underwriting software and lending regulations. When writing your resume, highlight relevant experience reviewing financial documents, making credit decisions, and using underwriting systems like Desktop Underwriter. Showcase achievements demonstrating sound lending judgment and quantify your success in mitigating risk. Emphasize certifications and a Bachelor's degree in a relevant field.

    Gavin Fowler
    (914) 536-8054
    Loan Underwriter

    Driven and detail-oriented Loan Underwriter with over 8 years of experience in evaluating and approving loan applications across various financial institutions. Proven track record of accurately assessing risk, ensuring compliance with regulations, and contributing to portfolio growth. Adept at collaborating with cross-functional teams to streamline processes and improve customer experience.

    Work Experience
    Senior Loan Underwriter
    06/2019 - Present
    JPMorgan Chase & Co.
    • Led a team of 5 underwriters, ensuring efficient and accurate processing of loan applications, resulting in a 15% increase in loan approvals.
    • Developed and implemented a risk assessment model that reduced default rates by 20% and improved overall portfolio performance.
    • Collaborated with sales and marketing teams to design tailored loan products for specific customer segments, leading to a 25% increase in loan originations.
    • Conducted regular training sessions for junior underwriters, focusing on risk assessment techniques and regulatory compliance.
    • Streamlined the loan application process by automating key tasks, reducing processing time by 30% and enhancing customer satisfaction.
    Loan Underwriter
    02/2016 - 05/2019
    Bank of America
    • Analyzed and evaluated loan applications, ensuring compliance with bank policies and regulatory guidelines.
    • Collaborated with credit analysts and risk managers to assess borrower creditworthiness and determine loan terms.
    • Maintained a consistent approval rate of 95% while keeping default rates below industry averages.
    • Participated in the development and implementation of a new loan origination system, improving efficiency and reducing processing errors.
    • Provided guidance and mentorship to junior underwriters, fostering a culture of continuous learning and professional development.
    Assistant Loan Underwriter
    08/2014 - 01/2016
    Wells Fargo
    • Assisted senior underwriters in evaluating and processing loan applications, ensuring accuracy and completeness of documentation.
    • Conducted preliminary risk assessments and prepared loan approval recommendations for review by senior underwriters.
    • Collaborated with loan officers to gather additional information and clarify application details as needed.
    • Maintained a thorough understanding of bank policies and regulatory requirements, ensuring compliance in all loan decisions.
    • Participated in regular training and development programs to enhance underwriting skills and stay current with industry trends.
  • Risk assessment
  • Credit analysis
  • Financial modeling
  • Loan origination systems
  • Regulatory compliance
  • Underwriting software
  • Portfolio management
  • Customer service
  • Team leadership
  • Process improvement
  • Data analysis
  • Decision-making
  • Attention to detail
  • Problem-solving
  • Communication
  • Education
    Bachelor of Science in Finance
    08/2010 - 05/2014
    University of Pennsylvania, Philadelphia, PA
    Entry Level Underwriter Resume Example

    An entry-level underwriter evaluates risk and determines the insurability of applicants. The role demands analytical skills, attention to detail, and knowledge of underwriting guidelines. To craft an effective resume, highlight relevant coursework, internships, and skills like data analysis, decision-making, and communication. Use quantifiable examples demonstrating these abilities, tailoring your resume to the specific job requirements.

    Meghan Beck
    (961) 618-4575
    Entry Level Underwriter

    Driven and analytical entry-level underwriter with a passion for risk assessment and a keen eye for detail. Adept at analyzing complex financial data and making sound underwriting decisions. Exceptional communication and interpersonal skills, able to collaborate effectively with clients and colleagues alike.

    Work Experience
    Underwriting Intern
    05/2023 - 08/2023
    • Assisted senior underwriters in reviewing and analyzing insurance applications, ensuring completeness and accuracy.
    • Conducted thorough risk assessments and made recommendations for coverage based on established guidelines.
    • Collaborated with cross-functional teams to gather and interpret relevant data for underwriting decisions.
    • Participated in client meetings and presentations, demonstrating strong communication and interpersonal skills.
    • Contributed to the development and implementation of new underwriting processes, improving efficiency by 15%.
    Risk Assessment Analyst
    01/2022 - 04/2023
    Liberty Mutual Insurance
    • Analyzed complex financial data and risk factors to determine the eligibility and pricing of insurance policies.
    • Developed and maintained risk assessment models, ensuring their accuracy and effectiveness.
    • Collaborated with underwriters and actuaries to refine underwriting guidelines and improve risk selection.
    • Conducted market research and competitor analysis to identify new opportunities and maintain a competitive edge.
    • Presented findings and recommendations to senior management, contributing to strategic decision-making.
    Customer Service Representative
    06/2020 - 12/2021
    Allstate Insurance
    • Provided exceptional customer service to policyholders, answering inquiries and resolving issues in a timely manner.
    • Educated customers on insurance products and coverage options, ensuring they had the appropriate level of protection.
    • Processed policy renewals and endorsements, maintaining accurate records and documentation.
    • Collaborated with underwriters and claims adjusters to facilitate smooth policy issuance and claims processing.
    • Consistently met and exceeded sales targets, contributing to the overall growth of the company.
  • Risk assessment
  • Financial analysis
  • Underwriting guidelines
  • Data interpretation
  • Statistical modeling
  • Market research
  • Competitor analysis
  • Customer service
  • Policy administration
  • Sales and negotiation
  • Regulatory compliance
  • Team collaboration
  • Presentation skills
  • Problem-solving
  • Attention to detail
  • Education
    Bachelor of Science in Finance
    08/2016 - 05/2020
    University of Illinois at Urbana-Champaign, Champaign, IL
    Mortgage Underwriter Resume Example

    A mortgage underwriter meticulously assesses loan applications, analyzing income, assets, credit history, and documentation to evaluate lending risk. Their prudent decision-making safeguards the lender. To craft a compelling resume, highlight analytical prowess, meticulous attention to detail, and familiarity with lending guidelines. Showcase experience evaluating borrowers' creditworthiness through quantifiable achievements in a clear, visually-appealing format.

    Katherine Hanson
    (223) 323-9784
    Mortgage Underwriter

    Highly skilled Mortgage Underwriter with over 10 years of experience in evaluating loan applications and assessing risk. Proven track record of accurately determining borrower eligibility, ensuring compliance with regulations, and collaborating with cross-functional teams to streamline the underwriting process. Committed to delivering exceptional customer service and contributing to the success of the organization.

    Work Experience
    Senior Mortgage Underwriter
    01/2019 - Present
    Wells Fargo
    • Led a team of 5 underwriters, ensuring efficient and accurate processing of mortgage loan applications.
    • Implemented new risk assessment strategies, resulting in a 15% reduction in loan defaults.
    • Collaborated with sales and processing teams to improve communication and streamline the loan approval process.
    • Maintained up-to-date knowledge of industry regulations and guidelines, ensuring 100% compliance.
    • Provided training and mentorship to junior underwriters, contributing to their professional development.
    Mortgage Underwriter
    05/2016 - 12/2018
    Bank of America
    • Analyzed complex loan applications, accurately assessing risk and determining borrower eligibility.
    • Collaborated with loan officers to gather additional information and clarify application details.
    • Maintained a high level of accuracy, with an average of 95% of underwritten loans being approved.
    • Participated in regular training sessions to stay informed about industry trends and best practices.
    • Assisted in the development of a new underwriting guidelines manual, improving consistency across the department.
    Junior Mortgage Underwriter
    08/2014 - 04/2016
    JPMorgan Chase
    • Reviewed and analyzed loan applications, ensuring completeness and accuracy.
    • Conducted thorough risk assessments, considering factors such as credit history, income, and collateral.
    • Collaborated with senior underwriters to gain insights and improve decision-making skills.
    • Assisted in the preparation of loan documents and closing packages.
    • Demonstrated strong attention to detail and ability to work efficiently in a fast-paced environment.
  • Risk assessment
  • Loan analysis
  • Underwriting guidelines
  • Mortgage regulations
  • Credit analysis
  • Financial statement analysis
  • Decision-making
  • Attention to detail
  • Time management
  • Communication
  • Teamwork
  • Problem-solving
  • Adaptability
  • Microsoft Office
  • Loan origination software
  • Education
    Bachelor of Science in Finance
    09/2010 - 05/2014
    University of California, Los Angeles, Los Angeles, CA
    Insurance Underwriter Resume Example

    Insurance Underwriters evaluate risk factors to determine insurance coverage terms and policies. Their key responsibilities include assessing potential clients through rigorous data analysis and deciding appropriate premiums, deductibles, and coverage limits. When crafting your resume, highlight strong analytical abilities, decision-making skills, and knowledge of insurance products. Detail examples showcasing your experience with risk analysis, numerical aptitude, and certifications like the Associate in Underwriting.

    Wayne Ramos
    (484) 852-0129
    Insurance Underwriter

    Highly skilled and analytical Insurance Underwriter with a proven track record of assessing risks, determining coverage, and ensuring profitability. Adept at collaborating with cross-functional teams to deliver exceptional results and maintain strong client relationships. Committed to staying current with industry trends and leveraging expertise to drive business growth.

    Work Experience
    Senior Insurance Underwriter
    01/2019 - Present
    Everest Insurance
    • Managed a diverse portfolio of commercial property and casualty accounts, ensuring profitability and growth.
    • Conducted thorough risk assessments and policy reviews, resulting in a 15% reduction in loss ratios.
    • Collaborated with brokers and agents to develop customized insurance solutions for high-value clients.
    • Mentored and trained junior underwriters, fostering a culture of continuous learning and development.
    • Implemented process improvements that streamlined workflows and increased department efficiency by 20%.
    Insurance Underwriter
    06/2016 - 12/2018
    Zurich North America
    • Underwrote complex property and casualty risks for mid-market and large commercial accounts.
    • Analyzed financial statements, loss histories, and industry trends to determine risk exposures and coverage needs.
    • Developed and maintained strong relationships with brokers, agents, and clients, ensuring high levels of satisfaction.
    • Contributed to the development and implementation of new underwriting guidelines and procedures.
    • Consistently met and exceeded annual production goals, contributing to the company's profitable growth.
    Associate Underwriter
    08/2014 - 05/2016
    Liberty Mutual Insurance
    • Assisted senior underwriters in evaluating and pricing property and casualty risks for small to mid-sized businesses.
    • Conducted research and analysis to support underwriting decisions and ensure compliance with company guidelines.
    • Collaborated with cross-functional teams to resolve policy issues and improve the customer experience.
    • Participated in training and development programs to enhance underwriting skills and industry knowledge.
    • Achieved a 95% accuracy rate in policy processing and documentation.
  • Risk assessment
  • Policy analysis
  • Financial analysis
  • Underwriting guidelines
  • Coverage design
  • Portfolio management
  • Relationship management
  • Negotiation
  • Problem-solving
  • Decision-making
  • Attention to detail
  • Communication
  • Teamwork
  • Adaptability
  • Industry knowledge
  • Education
    Bachelor of Science in Business Administration
    09/2010 - 05/2014
    University of Pennsylvania, Philadelphia, PA
    Commercial Underwriter Resume Example

    Commercial Underwriters evaluate risks and set insurance premiums for businesses. Craft a resume detailing analytical skills, attention to detail, and knowledge of regulations. Highlight experiences using data to assess potential losses. Quantify achievements reducing claims or increasing profits. Include a summary, work history, education, and technical skills like underwriting software.

    Cassandra Chapman
    (527) 425-9991
    Commercial Underwriter

    Highly skilled Commercial Underwriter with over 8 years of experience in assessing and managing risk for a diverse portfolio of businesses. Proven track record of improving underwriting profitability through data-driven decision making and strong collaboration with cross-functional teams. Adept at building and maintaining strong relationships with brokers and clients.

    Work Experience
    Senior Commercial Underwriter
    06/2019 - Present
    • Led underwriting for a $50M book of business, consistently achieving profitability targets
    • Developed and implemented a new risk assessment model, resulting in a 15% reduction in loss ratio
    • Mentored and trained a team of 5 junior underwriters, fostering a culture of continuous learning and improvement
    • Collaborated with actuarial and claims teams to refine underwriting guidelines and pricing strategies
    • Presented at industry conferences on emerging risks and underwriting best practices
    Commercial Underwriter
    02/2016 - 05/2019
    Zurich North America
    • Underwrote a diverse book of commercial accounts, including manufacturing, real estate, and technology
    • Collaborated with brokers to structure customized insurance programs for complex risks
    • Conducted site visits and risk assessments to gain a deeper understanding of client operations
    • Developed expertise in cyber liability and data breach coverage, becoming a go-to resource for the team
    • Received the 'Underwriter of the Year' award in 2018 for outstanding performance and client service
    Associate Underwriter
    08/2014 - 01/2016
    Liberty Mutual Insurance
    • Supported senior underwriters in analyzing and pricing commercial insurance risks
    • Prepared detailed underwriting reports and presentations for management review
    • Assisted in the development and testing of new underwriting tools and systems
    • Participated in cross-functional projects to streamline underwriting processes and improve efficiency
    • Completed extensive training programs in underwriting, insurance products, and industry trends
  • Commercial Insurance Underwriting
  • Risk Assessment & Analysis
  • Policy Structuring & Pricing
  • Data-Driven Decision Making
  • Team Leadership & Mentoring
  • Broker & Client Relationship Management
  • Underwriting Guidelines & Best Practices
  • Emerging Risk Identification
  • Actuarial & Claims Collaboration
  • Cyber Liability & Data Breach Coverage
  • Underwriting Tools & Systems
  • Process Improvement & Efficiency
  • Industry Trend Analysis
  • Presentation & Public Speaking
  • Regulatory Compliance
  • Education
    Bachelor of Science in Business Administration
    08/2010 - 05/2014
    University of Pennsylvania, Philadelphia, PA